Facing Eviction? Find the Housing Help You Need Now

Why Housing Assistance for Eviction Matters Right Now

Housing assistance for eviction can be the difference between losing your home and staying housed. If you’re facing eviction, know that help exists—and you must act fast.

Immediate Steps to Take:

Don’t ignore the notice – Read your eviction notice carefully and note all deadlines
Apply for emergency rental assistance – Programs can pay your back rent directly to your landlord
Get free legal help – Attorneys and housing counselors can defend your rights in court
Contact your landlord in writing – Explain your situation and show you’re seeking assistance
Attend your court hearing – Missing it means an automatic loss and damage to your rental history

You’re not alone. Emergency Rental Assistance programs have made over 10 million payments to renters nationwide. Billions of dollars have been allocated in California and across the country to help people stay in their homes.

The eviction process can feel overwhelming, especially for those already navigating housing insecurity, like veterans transitioning to civilian life or single caregivers balancing work and family responsibilities. Understanding your rights and finding help can change everything and support long-term housing stability.

This guide walks you through the steps to take, how to qualify for financial aid, and where to find legal support. Organizations like LifeSTEPS achieve a 93% housing retention rate by connecting residents with needed resources and wraparound services, which are available to communities across California, including Los Angeles, San Diego, and the San Francisco Bay Area.

LifeSTEPS also supports residents through education, health, and financial programs, including the CalAIM deposit assistance program, youth literacy initiatives with a 97% improvement rate, and scholarship opportunities that have provided $2.1 million to youth and adults. These measurable outcomes show that coordinated support can help prevent eviction today and build stability for the future.

The key is to act quickly, as most programs require you to still owe rent and court deadlines don’t wait. Let’s get you the help you need.

Housing assistance for eviction terms at a glance:

Step 1: Understand the Eviction Process and Your Rights

Understanding the legal eviction process is the first step in protecting your housing. Knowing your rights at each stage can impact the outcome. In California, the process starts with a landlord’s notice and can end with a court order to vacate.

In California, the process begins with a “Notice to Vacate.” If you don’t comply, the landlord can file an “Unlawful Detainer” lawsuit. This starts a court proceeding where you can respond. If the court rules for the landlord, they can get a “Writ of Possession,” a legal order for law enforcement to remove you from the property.

Appealing an eviction is complex and usually requires an attorney and a court deposit. Seeking legal counsel early is vital.

You have rights throughout this process. Your landlord cannot legally lock you out or shut off utilities; these are illegal “self-help” evictions. We will dig deeper into these rights.

For comprehensive legal and housing resources in California, we recommend checking the California Courts Self-Help Center.

What to Do When You Receive a “Notice to Vacate”

A “Notice to Vacate” is alarming, but it’s not an eviction order. It’s the first formal step your landlord takes to end your tenancy.

Here’s what you should do:

Read it Carefully: Understand the specific reason for the notice (e.g., non-payment of rent, lease violation).
Note the Deadline: The notice specifies a timeframe (e.g., 3-day notice to pay or quit). This is when your landlord can file a lawsuit, not when you must leave.
Do Not Ignore It: Ignoring the notice will only accelerate the legal process against you.
Communicate in Writing: Try to communicate with your landlord in writing to discuss potential resolutions. Keep copies of all correspondence.

This notice is your cue to take immediate action to explore your options for housing assistance for eviction and legal support.

Your Rights and Protections During an Eviction

As a California tenant, you have rights that ensure fair treatment and due process:

Right to a Court Hearing: Your landlord must go through the formal court process to legally evict you. You have the right to appear in court and present your side.
Right to File an “Answer”: After your landlord files an “Unlawful Detainer” lawsuit, you have a limited time (usually five days) to file a written “Answer” with the court. This is your chance to respond to the allegations. Failing to file an Answer can result in a default judgment against you.
Protections Against Discrimination: Federal and state laws protect you from discrimination based on race, color, national origin, religion, sex, family status, or disability. Your landlord cannot evict you based on these protected characteristics. If you believe your rights have been violated, you can file a fair housing complaint with HUD.
Protections from Landlord Retaliation: Your landlord cannot retaliate against you for exercising your legal rights, such as reporting unsafe living conditions.

Knowing these rights empowers you to challenge an unlawful or unfair eviction. We encourage you to learn about your fair housing rights when facing eviction.

Special Protections for Military Members and Others

Certain individuals receive additional protections against eviction.

Servicemembers Civil Relief Act (SCRA): This federal law protects active-duty military personnel, reservists, National Guard members, and their dependents. If your rent is below a certain threshold, your landlord cannot evict you without a court order during your military service. The SCRA also allows servicemembers to request a temporary stay (pause) of eviction cases for at least 90 days. If you are a servicemember facing eviction, we urge you to get help from your Legal Assistance Office immediately.
CARES Act (Historical Context): During the COVID-19 pandemic, the federal CARES Act provided temporary eviction protections for renters in properties with federally backed mortgages. These protections have since expired but show how governments can intervene during crises.
Local Eviction Moratoriums: While federal moratoriums have expired, some local jurisdictions in California implemented their own temporary protections. It’s important to check if any such local ordinances still apply in your area.

Step 2: Find Emergency Housing Assistance for Eviction

Financial assistance can be a lifeline when facing eviction. Programs like ERAP help pay past-due rent, utilities, and other costs to prevent homelessness. While many large federal ERA programs have closed, local and state funds in California may still be available.

These programs often pay your landlord or utility provider directly. For example, the LifeSTEPS CalAIM program provides security deposit assistance, which is crucial for securing new housing if you need to relocate.

Nonprofits are also vital sources of support. Local organizations in Los Angeles, San Diego, and San Francisco offer financial aid and case management. Also, look into utility assistance programs like the Low Income Home Energy Assistance Program (LIHEAP) to help with energy bills.

How to Qualify for Rental Assistance

Eligibility for housing assistance for eviction varies, but common requirements include:

Documenting Financial Hardship: You’ll need proof of a significant financial setback, such as job loss, reduced work hours, or unexpected medical bills. Documentation can include termination letters, pay stubs, or medical invoices.
Income Limits: Programs have income requirements, often tied to the Area Median Income (AMI) for your county. Your household income must be at or below a certain percentage of the AMI.
Proof of Risk of Homelessness: An eviction notice or a past-due rent statement often serves as proof that you are at risk of losing your housing.
Residency: You will need to show proof of residency in the area served by the program.

Applying for Housing Assistance for Eviction: A Checklist

Having these documents ready can speed up your application for housing assistance for eviction:

Government-Issued Identification: For all adult household members.
Lease Agreement: A current, signed copy of your lease.
Proof of Income: For all household members 18 or older for the past 60 days (e.g., pay stubs, W-2s, unemployment benefits statements).
Eviction Notice or Past-Due Utility Bill: The official notice from your landlord or utility company.
Landlord Contact Information: Including their name, phone number, and email, as programs often pay landlords directly.
Proof of Financial Hardship: Documentation supporting your claim of job loss, reduced hours, etc.

It’s wise to apply to multiple programs if you qualify. We encourage you to find Emergency Rental Assistance in your area through national directories, which can point you to local California resources.

What to Expect After You Apply

After you apply for housing assistance for eviction, here’s what to expect:

Application Status Tracking: Many programs offer online portals or phone lines to check your application status.
Agency Processing Times: Processing times can vary widely. Be prepared for potential delays.
Communication from Case Managers: A case manager may contact you for more information. It’s crucial to respond promptly to avoid denial for unresponsiveness.
Landlord Participation and Payment: If approved, funds are typically paid directly to your landlord. Your landlord’s cooperation is essential.
Potential for Mediation Services: Some programs may offer mediation to help you and your landlord reach an agreement.

Even with a housing voucher or a month-to-month lease, you can still apply for rental assistance. Programs often cover the tenant’s portion of the rent, and month-to-month leases are generally eligible.

Step 3: Access Legal Aid and Other Support Services

Navigating an eviction without legal guidance is challenging. Responding to a lawsuit and attending court are crucial. Legal aid organizations, pro bono attorneys, and housing counselors are invaluable resources that can help you understand your rights, prepare a defense, and even represent you. Tenant unions and mediation services also offer support.

Finding Free or Low-Cost Legal Help for an Eviction

Securing legal representation is one of the most impactful steps you can take when facing an eviction. Here’s how you can find free or low-cost legal help in California:

Legal Aid Organizations: These non-profit organizations provide free legal services to low-income individuals. In California’s major regions, including Los Angeles, San Diego, and the San Francisco Bay Area, there are several legal aid groups focused on housing and eviction defense. Local government websites and community resource directories are good places to find these organizations. The California Courts Self-Help Center is also an excellent statewide resource for understanding the legal process.
Law School Clinics: Many law schools operate clinics where students, supervised by experienced attorneys, provide free legal services to the community.
Local Bar Associations: Your local bar association may have a referral service for attorneys who offer pro bono (free) or low-cost legal assistance.

These organizations can help you understand the eviction lawsuit, file an “Answer” to the complaint, negotiate with your landlord, and potentially represent you in court. They can also advise you on how to appeal an eviction judgment if necessary.

You can also review national legal aid directories to see if you may qualify for free legal help, then connect with local California resources that serve your county.

How to Avoid Common Eviction and Rental Scams

Scammers sometimes target people seeking housing assistance for eviction. Be aware of these red flags to protect yourself from fraud:

Demands for Unusual Payment Methods: Be wary of anyone asking for payment via wire transfer, gift cards, or cryptocurrency.
Fees for Guaranteed Assistance: No legitimate program will charge you a fee to apply or guarantee assistance. If someone asks for money upfront, it’s likely a scam.
Pressure to Act Immediately: Scammers often try to rush you into making a decision or payment.
Phishing Emails and Fake Websites: Be cautious of emails or websites that look official but have misspellings or unusual domain names. Always verify an organization’s legitimacy.
Requests for Excessive Personal Information: Be suspicious if they ask for information that seems irrelevant.

If you suspect a scam, report it. You can submit a complaint to HUD if it involves fair housing discrimination, or to the Consumer Financial Protection Bureau (CFPB) for financial issues.

Additional Support for Housing Stability

Beyond eviction help, other support services can help you maintain stability:

Utility Bill Assistance (LIHEAP): The Low Income Home Energy Assistance Program (LIHEAP) helps with energy bills, preventing shutoffs. Find your local office through the ACF website.
Food Assistance (CalFresh/SNAP): Programs like CalFresh (California’s SNAP program) can help with food costs. You can see if you’re eligible for food assistance.
General Bill Payment Help: Various resources exist to help with other bills. You can find help paying other bills through national and local directories.
Mental Health Resources: The stress of eviction can take a toll. Many community organizations offer free or low-cost counseling to support individuals, older adults, and caregivers.
Job Training Programs: Addressing the root cause of financial hardship is key. Organizations like LifeSTEPS offer job training and financial education to help individuals secure stable employment and progress toward long-term goals such as homeownership.

LifeSTEPS: Your Partner in Housing Stability

At LifeSTEPS, housing is viewed as the foundation for a stable, healthy life. As a nonprofit, LifeSTEPS provides comprehensive support to families and individuals across California, including Los Angeles, San Diego, and the San Francisco Bay Area, helping them transition to stable housing and self-sufficiency.

LifeSTEPS’ approach focuses on measurable outcomes, human-centered support, and community impact. The organization maintains a 93% housing retention rate, demonstrating that its services help residents avoid eviction and remain stably housed. Through programs like FSS (Family Self-Sufficiency), LifeSTEPS collaborates with housing partners to empower clients—including veterans, single parents, older adults, and people with disabilities—to work toward goals like improved financial health, homeownership, and long-term stability.

LifeSTEPS’ commitment extends to vital initiatives like the CalAIM program, which provides crucial deposit assistance that helps residents secure new housing when they need to relocate. The Community Health Program further supports residents’ well-being by proactively addressing health needs. This program has a significant impact, reducing hospitalizations and saving an estimated $1.1 million annually per site.

For youth and adult residents, LifeSTEPS champions education and personal growth. The Summer Reading program has a 97% literacy improvement rate, and LifeSTEPS has awarded $2.1 million in scholarships, opening doors to higher education and career advancement.

LifeSTEPS believes that everyone deserves a chance to live a healthy, stable, and fulfilling life. Inclusive support ensures that community members—from single caregivers to older adults aging in place—have access to the resources they need to succeed.

If you are seeking housing assistance for eviction or other supportive services, LifeSTEPS is here to help.

Contact LifeSTEPS for support:

LifeSTEPS, 3247 Ramos Cir, Sacramento, CA 95827 | Phone: (916) 965-2110
Learn more about LifeSTEPS’ eviction prevention and supportive services.

You can also explore the main LifeSTEPS website, learn about the various programs and services, or contact LifeSTEPS directly.

Frequently Asked Questions About Housing Assistance for Eviction

What happens if I miss my eviction court hearing?

Missing your eviction court hearing is highly detrimental. The court will likely issue a “default judgment” against you, meaning you automatically lose the case without the judge hearing your side.

The consequences are severe:

Automatic Loss: You lose your right to contest the eviction.
Negative Impact on Credit Score: An eviction judgment can damage your credit score.
Damaged Rental History: An eviction record will make it extremely difficult to find new rental housing.
Expedited Removal: The landlord can quickly get a “Writ of Possession,” allowing the sheriff to physically remove you.

Attending your hearing gives you a chance to explain your situation, present defenses, or ask for more time. It is always in your best interest to be present.

Can I get help if I have a housing voucher or a month-to-month lease?

Yes, you can generally still receive housing assistance for eviction with a housing voucher (like Section 8) or a month-to-month lease.

Housing Vouchers: Rental assistance programs can often cover your portion of the rent not paid by the voucher. Always check specific program rules, as some might have limitations.
Month-to-Month Leases: Most rental assistance programs consider month-to-month leases eligible for assistance, provided you have a valid lease agreement.

It’s crucial to be transparent about your housing situation when applying for assistance.

What should I do if my landlord locks me out or shuts off my utilities?

If your landlord locks you out or shuts off your utilities to force you out, this is an illegal “self-help” eviction in California, even if you are behind on rent.

Here’s what you should do immediately:

Do Not Try to Force Your Way Back In: Attempting to break back in could lead to further legal trouble.
Call the Police: Contact your local police or sheriff’s office. Explain that your landlord has illegally locked you out.
Contact a Legal Aid Attorney Immediately: This is a serious legal violation. An attorney can advise you on your options, which may include filing an emergency court order to regain entry.
Document Everything: Take photos or videos of the lockout or utility shutoff. Keep detailed notes of dates, times, and any communication.

Knowing that these actions are illegal empowers you to take immediate steps to protect your rights.

Conclusion: Take the Next Step Towards Housing Stability

Facing eviction is daunting, but you have options. By understanding the process, knowing your rights, and proactively seeking housing assistance for eviction, you can improve your chances of staying housed.

Remember these key steps:

Act Quickly: Respond to every notice and deadline.
Know Your Rights: Familiarize yourself with tenant protections.
Seek Financial Aid: Explore emergency rental assistance and other support.
Get Legal Help: Connect with legal aid organizations or housing counselors.
Avoid Scams: Be vigilant against fraudulent schemes.

Housing stability is achievable, and you are not alone. Across California—including Los Angeles, San Diego, the San Francisco Bay Area, and other communities—LifeSTEPS provides supportive services that help residents maintain their housing and thrive. With a 93% housing retention rate, CalAIM deposit assistance, health programs that reduce hospitalizations by an estimated $1.1 million annually per site, and education initiatives like the 97% literacy improvement Summer Reading program and $2.1 million in scholarships, LifeSTEPS demonstrates a strong, measurable impact.

Take the next step towards securing your home and your future. Explore eviction prevention programs and resources from LifeSTEPS or contact LifeSTEPS at (916) 965-2110 to learn more about available support.